End-To-End solution development
Arkadia Solution is taking the best from current Decentralised Finance mechanism (DeFi) and traditional finance world (TradeFi), to be applied to applied to real-life tangible assets.
Our DeFi lending and borrowing solutions enable People or Businesses to borrow money while leveraging their digital assets (Real-World Assets tokens) used as collateral. Like in other DeFi sectors, blockchain-based smart contracts to automate the lending process, removing the need for intermediaries like banks or rating agencies.
- Lending: Users can lock their Real World Asset Tokens into a DeFi platform's smart contract. In return, they earn interest as other users borrow those assets. The interest rate can be fixed or variable, depending on the platform's design and the market demand for the asset.
- Borrowing: Users can take out loans by providing collateral that exceeds the value of the loan to protect against default. This is known as over-collateralization. Borrowers pay interest on the loans, and if the value of the collateral falls below a certain threshold (due to market volatility), they may be subject to liquidation — the collateral is sold off to repay the lenders.
Some key features of DeFi lending and borrowing implies that protocols can often interact with one another, offering users a broad ecosystem of financial services.
Beside, Smart contracts enable complex features and automatic execution of contract terms. Last, Loans are secured with other digital assets, reducing the risk of non-payment (Collateralization).
Arkadia solutions aim to create an open financial system that is more accessible and efficient than traditional finance.